We get these questions a lot.

• Is Stride an insurance company?

  We're not an insurance company. We're a licensed online insurance broker, and we help you find the best Affordable Care Act health insurance plan for your particular needs, at the lowest possible price, and make it easy to get enrolled—usually in about 10 minutes.

• How is Stride different from HealthCare.gov or my state marketplace?

  We're an approved partner of HealthCare.gov (you'll see us listed here), so you'll have access to all of the same health insurance plans you'd find on the government health sites along with easy-to-use tools to compare different plans, learn about your options, and, if you need it, get help from award-winning licensed humans to help you get covered and put your plan to use.

• How does Stride make money?

  Stride's tools are free for individuals to use. We're an independent insurance broker, so we get paid a commission by insurance companies when people enroll in their plans through Stride. These commissions are already built into the price of the insurance plans, so you're not paying extra when you enroll through Stride.

  Not every insurance company pays commissions, but that doesn't change the recommendations you'll get from Stride—neither our technology nor our agents know the difference between which plans pay a commission and which ones don't, so we'll always recommend the best plan for you, regardless of whether or not we get paid.

• When will my health plan start?

  When you enroll in health insurance during the Open Enrollment Period — which begins November 1st, 2021 and ends December 15th, 2021 — your plan will begin on January 1st, 2022.

   

• Is dental or vision coverage included?

  Most health insurance plans do not include adult dental or vision coverage.

   

  The good news is that Stride offers custom dental and vision plans that you can add while you're enrolling in health insurance.

   

• Can I enroll my spouse or dependents too?

  Yes, you can cover your entire family through Stride. Enroll each family member in only the coverage they need, whether it’s health, dental, vision, or all three.

• How do I get a quote?

  Plan prices are based on your location, age, family size, and household income. Enter your zip code and click “Find my plan” on this page to get started.

• What do Stride's health plans cover?

  Every health insurance plan on Stride is considered a major medical insurance plan. That means they cover all of the minimum essential benefit requirements of the Affordable Care Act, including hospital stays, prescription drugs, surgeries, and emergency care.

   

  You can't be denied coverage for preexisting conditions and there are no lifetime maximum limitations for patients.

   

• How does this compare to Medicaid?

  Medicaid provides health coverage to eligible low-income adults, children, pregnant women, elderly adults and people with disabilities.

  If you have Medicaid, keep it! You’ll save the most money on health care if you continue your Medicaid coverage while you’re eligible. Stride will be here for you if you ever lose your Medicaid coverage, like if you end up earning an income that disqualifies you.

• How much does Stride cost?

  It costs nothing to use Stride. We never charge additional fees when you enroll in coverage through us, you'll get the lowest price available, and we'll support you throughout the enrollment process and every day after that.

   

  That's because when you enroll in a health insurance plan through Stride, the insurance company you choose may pay us a commission. These commissions are already built into the price of the insurance plans, so you're not paying extra when you enroll through Stride.

   

  Not every insurance company pays commissions, but that doesn't change the recommendations you'll get from Stride—neither our technology nor our agents know the difference between which plans pay a commission and which ones don't, so we'll always recommend the best plan for you, regardless of whether or not we get paid.